I am happy that I started this challenge for myself. It feels great to have gotten that drive to do it, and having a blog to document my progress makes it even more exciting. I admit that I am not a saver, so being able to come up with ideas on how to save, and having the discipline to follow them is in itself already an achievement.
My first month of trying to religiously follow my own rules has not been very easy, I admit to cheating a few times. Here’s a summary of how my first month of saving money went.
1. Not booking Grab or Uber when going to work.
I’m just glad to have been able to make a jeepney ride for my commute to work a daily routine. Indeed, anything that you regularly do for 21 days straight can become a habit. Well, I’ve been taking a jeepney for almost two months now so my plan actually worked. I am saving not less than Php100 a day, and that’s great.
On a side note, I am totally boycotting Uber until they fix their system. My bad experience with them happened when I started considering cheaper alternatives for my commute. Ironically, it was very timely because now, Uber is no longer an option.
For my safety, I still book a ride from Grab when going home after work, often between 1 and 3 in the morning.
2. Less and less fast-food.
Fast-food is my weakness. It was my main source of “nourishment” for the past 15 years or so, and that makes it very difficult to remove from my system. Needless to say, cutting down my fast-food intake from 2-3 times a day to 2-3 times a week was a great improvement.
Which means, I have to learn to prepare my own food. I can’t cook, so cheap canned goods are my savior. Thankfully, I am not your typical Filipino who can’t survive a day without eating rice. I can live with burgers and fries for a week, but I am substituting that with bread and healthier sandwiches that I buy from a bakery near my place. Soon, I plan to prepare my own sandwich and bring it to work along with my coffee. Speaking of which:
3. I am now brewing my own coffee!
I just bought a coffee maker, and ordered an Atok Arabica ground coffee with that. Moreover, the coffeemaker was purchased using a P1000 Sodexo gift certificate that I got from joining a blog contest in November. Wonderful!
I am a supporter of local produce so I am going for the Arabica coffee from Benguet. I learned about it when I was in Sagada last November. Coincidentally, I saw some Instagram posts about the Beguet coffee, and the hard works that local farmers put into harvesting and processing the beans. That inspired me to patronize their product even more.
Now, along with these money saving habits, I just started saving my 50 peso bills again. Let’s see how much I would save at the end of the year. I’m also thinking about doing my groceries by bulk. I mean because I am your typical lazy guy, I don’t go from aisle to aisle inside the grocery. I buy what I need one at a time, and I don’t mind if that means a daily trip to the grocery store downstairs where I live. How are you saving on groceries?
I realized, I might be able to save if I buy a one week worth of groceries at a time. This is also to make sure that I won’t end up ordering food online when I run out of food supplies. I work until 1 or 2 in the morning so other than the 7/11 in our building, my only option when I’m hungry are 24-hour fast-food deliveries! I would want to avoid that as much as I could.
Lastly, I am taking advantage of the cold January weather and decided to unplug my AC. The electric fan is more than enough. This started in December and my electric bill went from approximately P1600 to P350! Awesome!