This disclosure policy is valid from November 23, 2017.

This is my personal blog. I created and designed it according to my preferences, and all posts are being written and edited by me. I am open at accepting guest posts, and should I be publishing one, I will make sure that proper credit is provided.

I am not a financial adviser nor an expert at real-estate. What I am sharing are based on my personal experiences and these may or may not be the same as everyone else’s.

I accept forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

I abide by first-hand experience and word of mouth marketing standards. I believe in honesty of relationship, opinion and identity. I may be compensated to provide opinion on products, services, websites and various other topics but I always aim to give my honest opinions, findings, beliefs, or experiences on those topics or products.

The views and opinions expressed on this blog are purely my own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

(This policy was created with the help of